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Borrowing made transparent.

Get clear answers about our National Credit Regulator compliance, DebiCheck security, and upfront fee structures.

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Frequently Asked Questions

We display all interest rates and fees upfront. Learn how our secure, regulated short-term loans protect your financial health.

Is Prime Loans NCR registered?

What is DebiCheck security?

Are there any hidden fees?

Yes. We are fully registered with the National Credit Regulator under registration number NCRCP20937. We strictly adhere to the National Credit Act guidelines.

DebiCheck is a secure, bank-approved authentication system. It requires you to electronically confirm your debit order with your bank, preventing unauthorized debit orders.

None. All initiation and monthly service fees are displayed upfront in our calculator before you apply. You will know the exact repayment total before signing.

Close-up of a professional's hands typing on a laptop with a secure green key icon overlay, clean modern desk, bright natural morning light.
Close-up of a professional's hands typing on a laptop with a secure green key icon overlay, clean modern desk, bright natural morning light.
BANK-GRADE SAFETY

DebiCheck authentication

We protect your bank account from unauthorized debit orders. Through DebiCheck, you maintain absolute control by verifying the repayment terms directly with your bank before any transfer occurs.

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A modern South African corporate office corridor with bright natural sunlight streaming through large windows, clean glass partitions, professional atmosphere.
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RESPONSIBLE LENDING

National Credit Regulator compliant

As a registered South African credit provider, we strictly adhere to the National Credit Act. This guarantees transparent pricing, capped interest rates, and no hidden fees.